Disclaimers & Privacy Policy

Important Notice (Revised April 2019)


Security Mutual Life Insurance Company of New York (Security Mutual) and Security Administrators, Inc. (SAI) are providing you with the following notification: The information contained on this website is not intended or written to be used, and cannot be used, for avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code or any other applicable tax law. This document supports the promotion and marketing of insurance products. Clients should seek advice based on their particular circumstances from an independent tax advisor.

Security Mutual and its agents may not give legal or tax advice, and nothing in these materials should in any way be construed or relied upon as legal or tax advice. Any discussion of taxes herein or related to this website is for general information purposes only and does not purport to be complete or cover every situation. This website reflects Security Mutual’s understanding of the legal and tax environment as of the date of publication. Because tax law is subject to interpretation and legislative and regulatory change, the reader should note the date on which this website was published and consider any subsequent changes. Tax results and the appropriateness of any product for any specific taxpayer will vary depending on the facts and circumstances. Clients should consult with and rely on their own independent legal and tax advisors regarding their particular facts and circumstances.

Insurance products are issued by Security Mutual Life Insurance Company of New York. Product availability and features may vary by state. Eligibility for life insurance is subject to the Company’s underwriting rules and receipt of payment. Premium rates will vary based on any and all information gathered during the underwriting process, and medical exams may be required. Life insurance policies contain exclusions, limitations and terms for keeping them in force. Your agent can provide costs and details. Guarantees are based on the claims-paying ability of Security Mutual Life Insurance Company of New York.

There are various income, gift and estate tax consequences of utilizing life insurance within a qualified plan. A decision to purchase life insurance within a qualified plan should be made after considering the tax results and the client’s non-tax needs for insurance. We recommend that clients discuss their situation with tax and legal counsel before purchasing any insurance product within a qualified plan.

The text, illustrations, graphics and images displayed within this website are and will remain at all times the property of Security Mutual Life Insurance Company of New York. They cannot, under any circumstances, be sold, reproduced, modified, published, distributed, broadcast or retransmitted in whole or in part, without prior written consent from Security Mutual.

Neither Security Mutual nor SAI make any representation regarding the accuracy or completeness of the information provided on this website or its appropriateness for any individual circumstances. Neither Security Mutual nor SAI can be held responsible, in whole or in part, for the accuracy or appropriateness of the information provided.

The information contained herein and on any Security Mutual social media profiles, pages or channels, is NOT intended to nor does it constitute an offer to sell or a solicitation in connection with any product or service.

Information and articles provided herein and on Security Mutual’s and SAI’s social media profiles, pages and channels, are provided for informational purposes only. This information does not, and is not intended to provide any insurance, financial, legal, accounting, tax or other professional advice and should not be relied upon by you in that regard. You are strongly encouraged to consult with your own professional advisor(s) about your individual circumstances.

Links to Third Party Sites: These links allow you to leave Security Mutual’s site. The linked sites are not under the control of Security Mutual, and Security Mutual is not responsible for the contents of any linked site or any link contained in a linked site. Security Mutual is providing these links only as a convenience, and the inclusion of any link does not imply Security Mutual’s endorsement of the site. Be aware that these third party sites may collect information about you. Security Mutual is not responsible for the action of these third parties, and we encourage you to review their privacy policies to learn what type of personal information, if any, they collect.

Security Mutual Life Insurance Company of New York (National Association of Insurance Commissioners Identification No. 68772) maintains certificates of authority to transact business in all 50 states, the District of Columbia and the U.S. Virgin Islands. Security Mutual is domiciled in the state of New York, which is also its principal place of business.

FPA – Flexibile Premium Annuity (2111-Q, IO-9347-Q), Unisex Security XLC – (Series 2099-U), Unisex Capital UL Max – (Series 2098-U), Pension Customizer WL – (Series 2087-U).

The individual quoted is an independent licensed life insurance agent appointed with Security Mutual and may receive compensation related to such appointment.


Privacy Policy


Thank you for visiting Security Mutual’s and SAI’s website, social media profiles, pages or channels. Your privacy during your visit and through the course of any interaction with us via these outlets is very important to us. When you visit these outlets and communicate with us, we will not collect personal information about you, unless you provide us that information voluntarily.

If you provide personal information to us, we will not sell that information. We may share the information with our internal customer service representatives and other Security Mutual and SAI employees, or an agent, to enable them to address your question or concern. We will only disclose information in compliance with applicable laws and regulations and will require the recipient to protect the information and use it only for the purpose provided, for example, as necessary to provide service or products requested by you. We maintain physical, electronic, and procedural safeguards that comply with state regulations to guard your personal information.


For More Information

If you have any questions about Security Mutual’s privacy policy, please contact us or write to our privacy officer at:

Security Mutual Life Insurance Company of New York
P.O. Box 1625
Binghamton, NY 13902


Changes to this Important Notice and Privacy Policy

We may change this Important Notice and Privacy Policy from time to time without prior notice. After updates are made, the Important Notice and Privacy Policy version date will also be updated to reflect that a revision has been made. We encourage you to periodically revisit this page to determine if any changes have been made that may affect you.

Contact us to learn more about 412(e)(3) plans and Security Mutual Life

To learn more about Security Mutual and how we can help your sales efforts, please complete the form below and we’ll contact you. Or if you would like to speak to us about 412(e)(3) plans or any employer sponsored plan, please call 844‑765‑7526.

Copyright © 2019 Security Mutual Life Insurance Company of New York. All rights reserved. Disclaimers & Privacy Policy
100 Court Street, PO Box 1625, Binghamton, New York 13902-1625 | Phone: 1-800-346-7171